What is Hyundai GAP Insurance?

car insurance paperwork with car key

Once you get behind the wheel of your new Hyundai vehicle and take to the streets of Houston, you may think there’s now nothing at all to worry about. And while an accident is the last thing anyone wants — especially in a new car — it’s important to consider your coverage options. That’s where Hyundai GAP insurance comes in to ensure you’re protected, even in the most extreme circumstances. So, what is Hyundai GAP insurance? Is it right for you? Find out what the Hyundai GAP insurance program entails with Baytown Hyundai, and then work with our finance specialists to secure Hyundai insurance coverage of your own.

Hyundai Insurance: Guaranteed Asset Protection (GAP)

Hyundai provides some of the best warranty coverage available, but every plan has its limitations. That’s where Hyundai GAP insurance comes in. Hyundai’s Guaranteed Asset Protection, or GAP, provides extra coverage in instances of total loss that may stem from collisions, theft, or natural disasters in the Pasadena area. How does this form of Hyundai insurance work, then?

  • GAP waives the difference between your outstanding loan balance and insurance payout up to $150,000 or 150% of your car’s MSRP.
  • GAP also waives your deductible up to $1,000.
  • Up to $50,000 of losses may be waived.

Hyundai Insurance: GAP Coverage Exclusions

While Hyundai GAP insurance certainly is a tremendous help in extreme situations, there are a few exceptions associated with this Hyundai insurance.

  • Illegal behaviors like DUIs or fraudulent activity don’t qualify under GAP.
  • Vehicles used for competitive driving or racing do not qualify under GAP.
  • GAP coverage does not go beyond the program maximums.
  • Contact Baytown Hyundai for more information about exceptions.

Is Hyundai GAP Insurance Right For You?

Hyundai GAP insurance isn’t a required form of insurance, but it will certainly help you out in emergency situations, especially if you have taken out a loan for your new or used vehicle. Specifically, Hyundai GAP insurance comes in handy if you owe more on the loan than its depreciated value. If you’re unsure whether Hyundai GAP insurance is a good option for you, then turn to our finance team for guidance.

Discover Your Hyundai Insurance Options at Baytown Hyundai

Baytown Hyundai is your go-to source near Beaumont for all things Hyundai insurance, including Hyundai GAP insurance. Please don’t hesitate to reach out with any questions, or stop by our dealership in Baytown to consult with our team.

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