Does Hyundai Finance Bad Credit?

Worried that your low credit score or short credit history will impact your ability to finance a new or used Hyundai in Baytown? This situation is certainly stressful, especially if you’re in desperate need of a new car to drive around Houston, but don’t have the cash to pay for it outright. So, does Hyundai finance bad credit? At Baytown Hyundai, the answer is yes! Our finance experts work with buyers like you from throughout the Pasadena area to get behind the wheel of a Hyundai they love, regardless of their credit score. Learn about your bad credit financing options today.

Tips for Bad Credit Financing

It’s important to note, first and foremost, that when you apply for financing for a new Hyundai, you will likely be subject to a higher down payment and above-average interest rates. The following advice will guide you through bad credit financing, as well.

• Don’t make assumptions. It’s easy to assume that a bad credit score means you won’t be approved for financing, or that the first option offered to you is the only option. Ask questions throughout the process.
• Revive your credit score: Knowledge is power, so having a sense of your credit score is key. Take some time to improve your credit score if you can, as well.

• Apply for loans smartly: Keep loan applications within a 14-day period to minimize hits to your credit score.

• Consider leasing: Don’t rule out leasing because of your credit score. Leasing may actually serve you better in the long-run.

Apply for for Hyundai Financing

Ready to apply for Hyundai financing? Before you do, make sure you have a complete grasp on your financial situation and budget.

• Calculate how much you can afford each month.
• Set aside money for a larger down payment if possible.
• Be realistic about the type of car you can afford and the features you need.
• Look into lease deals, used car specials, and other offers and incentives.
• Consider trading in your current vehicle to offset the cost of the next vehicle purchase.

Hyundai Shopper Assurance

If you’re worried about bad credit financing, take comfort in the Hyundai Shopper Assurance program, which promises:

• Full transparency on pricing, with each model’s MSRP clearly noted on the Hyundai website.
• Flexible test drives, allowing you to pick the location for your road test through Baytown Hyundai.
• Opportunities for online paperwork.
• Three-day money-back guarantee.

Secure Bad Credit Financing with Baytown Hyundai

Your credit score shouldn’t deter you from driving a car that accommodates your lifestyle and driving demands. And with the bad credit financing options at Baytown Hyundai, you have nothing at all to worry about. Have any questions? Get in touch today!